How Long After a Car Accident Can I File a Claim?

Is Your DC Car Accident Claim Still Valid?

Time can move fast after a crash, and deadlines can decide whether your claim succeeds or disappears. Regan Zambri Long’s award-winning Washington, DC car accident lawyers help clients act quickly, file correctly, and recover the compensation they deserve. Our board-certified attorneys bring nearly 200 years of combined experience to every case, backed by the resources of a firm that knows how to navigate complex insurance systems, legal deadlines, and high-stakes litigation.

We’ve secured car accident settlements of $15 million, $14 million, $10.6 million, and $10 million, proving that careful timing and preparation change everything. Our team has the skill to move fast, build strong cases, and hold negligent drivers accountable. All six of our partners are listed among the 500 Leading Plaintiff Consumer Lawyers in America, and with over 100 5 star Google reviews, our results tell the story.

Have you been injured in a car accident in Washington, D.C.? We understand how quickly bills and deadlines can close in. Contact Regan Zambri Long today, and one of our attorneys will call you back. We’re available 24/7, and you don’t pay unless we win your case.

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What is the Statute of Limitations on DC Car Accident Claims?

Telling your insurer about the crash is one thing. Filing a personal injury lawsuit is another—and this step comes with a strict deadline.

 

In Washington, DC, the statute of limitations for filing a car accident injury claim is three years from the date of the accident. That means you have a three-year window to take legal action against the person (or people) responsible for the crash. While this may seem like a long time, if you have extensive injuries, it is likely that medical bills will start piling up just months after the accident.

After that, the courts will likely dismiss your case, no matter how severe your injuries or how clear the other driver’s fault.

 

Waiting too long can also hurt your case in other ways. Witnesses may be harder to find, evidence can be lost, and medical records may become less convincing over time. Hiring a Regan Zambri Long car accident lawyer quickly is your best chance at securing the maximum amount of compensation so you are not financially overwhelmed by the sudden medical bills.

What Does Washington, DC’s No-Fault Insurance System Mean for Car Accident My Claim?

Washington, DC follows a no fault car insurance system. That means your insurance policy will typically cover your medical bills and lost wages after an accident, regardless of who caused the crash.

Group of experienced car accident lawyers standing in front of a Washington, DC law office, ready to represent injury victims. This image depicts trusted legal professionals who help clients recover damages for injuries, lost wages, and medical costs following vehicle collisions. The team at Regan Zambri Long PLLC has a proven track record in personal injury cases involving distracted driving, rear-end crashes, and multi-vehicle accidents. Call (202) 937-3310 to schedule your consultation with a skilled auto accident attorney today.

However, there’s a limit. Over one in four drivers in Washington, D.C. are uninsured, so even a minor crash can quickly become complicated if the at-fault driver has no coverage. If your injuries are serious or permanent, you can step outside the no-fault system and file a liability claim against the other driver. This can help you recover additional compensation for things like pain and suffering or long-term care.

To file a successful claim against the other driver, you must show that they were negligent and that their actions caused your injuries. That’s where strong legal representation makes all the difference.

How Does Contributory Negligence Affect My Washington, DC Car Accident Claim?

DC is one of only a few places in the country that still uses pure contributory negligence laws. Under this rule, if you’re found to be even 1% at fault for the crash, you may be barred from recovering any compensation.

For example, if you were rear-ended by a distracted driver but were also speeding at the time, the insurance company may argue that your actions played a role in the accident. If a judge or jury agrees, you could lose your right to recover damages, no matter how badly you were hurt.

Because contributory negligence is such a harsh standard, building a case that clearly shows you were not at fault is critical. That often means gathering surveillance footage, eyewitness accounts, expert opinions, and detailed accident reconstructions—all things an experienced attorney can coordinate on your behalf.

 

Why Should I Act Quickly After a Car Accident in Washington, DC?

Time is not on your side after a car accident. Between reporting the crash to your insurer, gathering medical records, and building a strong legal claim, there’s a lot to manage, and deadlines don’t wait.

Whether you’re still in the hospital or already sorting through medical bills, understanding these legal timelines can protect your rights and your financial future.

Car crashes happen every day across the District. In 2024, WTOP’s Traffic Center logged more than 17,000 incidents on DC roads, and that number is likely far below the real total. Acting fast gives your attorney more time to collect evidence, reach witnesses, and build a stronger case before anything important slips away.

If you’ve been hurt in a car accident and have questions about your next steps, reach out to Regan Zambri Long for a free consultation.

Why Choose Regan Zambri Long as Your Washington, DC Car Accident Lawyer?

After a serious crash, timing and experience matter most. For more than 30 years, Regan Zambri Long has stood ready to act fast for injured clients, securing over $1 billion in verdicts and settlements for clients across Washington, D.C. Our work includes major car accident recoveries such as:

 

  • $15 million for a client who suffered paralysis
  • $14 million for victims of a catastrophic collision
  • $10.6 million for a crash involving spinal cord and brain injuries
  • $10 million for a woman seriously injured in a car accident

Our accolades speak for themselves. Every partner and attorney at our firm appears among Best Lawyers’ top personal injury lawyers in Washington, D.C., and Patrick Regan, Salvatore Zambri, and Paul Cornoni have each been named Lawyer of the Year. These three partners are also all rated among the Top 100 Super Lawyers in Washington, DC, with Salvatore Zambri making the highly prestigious Top 10 list.

 

Beyond recognition, our partners have earned the respect of DC legal community. Washingtonian Magazine has described Salvatore Zambri as “a big gun” and “one of Washington’s best, most honest, and effective lawyers.”, and Patrick Regan as one of DC’s Top Ten Power Lawyers, and “a poster boy for legal ethics and integrity.”

 

Our named partners also all hold AV Preeminent ratings from Martindale-Hubbell and are board certified in Civil Trial Law and Civil Trial Advocacy by the National Board of Trial Advocacy, reflecting decades of proven trial experience and leadership.

 

If you’ve been injured in a car accident in Washington, D.C., timing matters as much as evidence. Don’t risk missing your chance to recover compensation.

 

Contact Regan Zambri Long today to discuss your case with one of our award-winning DC car accident lawyers.

Schedule a Free Consultation

Have you or your loved one sustained injuries in Washington DC, Maryland or Virginia? Regan Zambri Long PLLC has the best lawyers in the country to analyze your case and answer the questions you may have.

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