How Long After a Car Accident Can I File a Claim?

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How Long Do I Have to Inform My Insurance Company That I Was in a Car Accident?

Our car accident lawyers at Regan Zambri Long PLLC practice across Washington DC, Maryland, and Virginia. We deeply understand the laws in each jurisdiction and can help you secure compensation to cover the costs of injuries and property damage following a car accident. Call today for a free consultation with a seasoned car accident lawyer who can help you navigate the claims process.

Notifying Your Car Insurance Company

The time frame a car accident victim has to notify their insurance providers of the accident completely depends on the policies of individual insurance companies. However, most companies require their clients to inform them of the accident as soon as reasonably possible. It is always in the best interest of the victim to notify the police and their insurance companies of the car accident as quickly as possible.

What Is the Statute of Limitations on Car Accident Claims?

It is important to understand the distinction between notifying your insurance company of a car accident, and filing a personalBicycle Accident Attorneys injury claim for a car accident. For every personal injury claim there is a statute of limitations, which is a time limit for which the car accident victim can file a lawsuit against the person responsible for the accident. In Washington DC and Maryland, the statute of limitations to file a claim for a car accident is three years. Virginia’s statute of limitations for car accidents is only two years. This means, the victim only has a two year window (in Virginia) and a three year window (in DC and Maryland) to file a claim against the other driver.

While this may seem like a long time, if the victim has extensive injuries, it is likely that medical bills will start piling up just months after the accident. Hiring a Regan Zambri Long car accident lawyer quickly is your best chance at securing the maximum amount of compensation so you are not financially overwhelmed by the sudden medical bills. Additionally, if you wait to file your claim and miss the deadline, you will no longer be eligible to collect compensation for your injuries from the accident. A Regan Zambri Long car accident lawyer will be able to ensure all the necessary paperwork is filled out correctly and in a timely manner.

No-fault or At-fault Insurance States

What Are My Options After a Car Accident in a No-Fault State?

Washington DC

Washington DC is one of the 12 jurisdictions in the United States whose citizens carry no-fault car insurance. No fault insurance means that if you are involved in a car accident, you will file a claim with your own insurance company first. However, when your injuries are severe or even permanent, you may file a claim against the other driver’s insurance provider for additional monetary coverage.

Virginia and Maryland

Virginia and Maryland are both at-fault states, meaning the victim of the car accident can file a claim against the other driver right away. However, both states offer personal injury protection in car insurance plans, so if the accident was a single car crash, your own insurance company may still be able to cover medical costs and property damage.

The burden of proof is on the claimant (the victim who is filing a suit against the other driver) after a car accident. You must prove that the other driver’s negligence directly resulted in the crash. Reach out to a Regan Zambri Long car accident lawyer today to receive expert legal strategies on how to move forward with your case.

Contributory Negligence Laws

All three jurisdictions – Washington DC, Virginia, and Maryland, practice contributory negligence laws, which restricts the claimant from filing a personal injury suit if they contributed to the accident in any way. For example, you may file a claim against a driver who was impaired at the time of your accident. However, if it is found that you were also speeding at the time of the accident, the judge or jury may decide you contributed to the crash and dismiss your claim.

Our car accident lawyers at Regan Zambri Long understand the stress a car accident can put on an individual and their loved ones. We will not only handle the responsibility of the time restrictions for your claim, but we will also work to prove that the accident was in no way your fault. Reach out for your free consultation and let us help you secure the compensation you deserve.

Schedule a Free Consultation

Have you or your loved one sustained injuries in Washington DC, Maryland or Virginia? Regan Zambri Long PLLC has the best lawyers in the country to analyze your case and answer the questions you may have.

Call 202-960-4596

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