What Happens if a Rideshare Passenger Gets Hurt in a Car Accident?

Have You Been Injured as a Passenger in a Rideshare Accident?

If what was supposed to be a straightforward rideshare journey ended in an accident, leaving you with physical pain, financial distress, and emotional trauma, you may be entitled to compensation. Regan Zambri Long’s Washington, DC rideshare accident lawyers will support you on your quest for justice. We have more than 100 five-star Google reviews and have recovered more than $1 billion in settlements and verdicts, many of which were for victims of motor vehicle accidents.

Best Lawyers has named three of our partners as Lawyer of the Year, while Super Lawyers named one of our partners to the Top 10 Super Lawyers in Washington, DC. Super Lawyers also named three of our partners to the Top 10 Super Lawyers in the U.S. Backed by almost 200 years of combined experience, our award-winning, board-certified attorneys will work with medical and accident reconstruction experts, coordinate medical billing, handle complex insurance negotiations, and gather all the facts needed to build the strongest case possible.

If you were injured in a rideshare accident as a passenger, contact   today for a free consultation. We’re available 24/7 and one of our lawyers will call you back. There’s no fee unless we win your case.

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What Rideshare Accidents are Common in DC?

Uber, Lyft, and other rideshare drivers are involved in the same types of motor vehicle accidents as other drivers in Washington, DC. These include:

 

  • Head-on collisions
  • Lane changes
  • Pedestrian accidents
  • Rear-ending
  • Side impacts

 

Some of these accidents are caused by driver negligence, such as distracted driving, ignoring traffic signals, or speeding. While companies such as Uber and Lyft publish some information about motor vehicle accidents in their safety reports, they don’t provide details about the types or locations of accidents their drivers are involved in.

Which Injuries are Common in Rideshare Motor Vehicle Accidents?

Passengers injured in rideshare accidents in the DC Metro area sustain physical and physiological injuries ranging from minor to life-threatening. Common motor vehicle accident injuries include:

  • Back injuries
  • Broken bones
  • Internal blooding
  • Neck and spinal cord injuries
  • Organ and soft tissue damage
  • Psychological trauma
  • Traumatic brain injuries
  • Whiplash
  • Death

Depending on their severity, rideshare accident injuries can affect various aspects of a victim’s life, impacting their mental and physical health, emotional well-being, career prospects, and financial stability. Regan Zambri Long’s attorneys will assess your claim and pursue fair compensation on your behalf. You can file a wrongful death claim if you lost a family member in a rideshare accident in Washington, DC. We understand how difficult this can be and will support you throughout the process.

What Should Do Immediately After a Rideshare Accident?

The moments following a car accident can be chaotic. Taking the right steps can ensure your safety and ability to recover damages. Here is what you should do immediately following a rideshare accident:

Seek Medical Attention

Prioritizing your health is the single most important step you can take after an Uber or Lyft accident. Seek medical attention immediately, even if you don’t think your injuries are serious. Remember, the adrenaline rush you’ll likely experience in a car accident will mask immediate pain. Not only will this step ensure your safety, but it will also establish a medical record of your injuries, which will help with future claims.

Report the Accident

The Uber accident should be reported immediately to the police and the rideshare company. Call 911, even if the rideshare driver asks you not to. According to the Code of the District of Columbia § 50–2201.05c., all drivers involved in a collision must pull over and may be fined or incarcerated if they leave the scene. The responding police officer will begin an initial investigation, generate a police report, take witness statements, and make initial observations about the fault.

Reporting the accident on the rideshare app will create an internal record of the incident within the company, which will help during the claims process.

Gather Information from the Accident Scene​

Gather as much information as possible from the scene of the accident. Take pictures and video of the damage to the vehicles involved, the surrounding area, and any visible injuries you suffered.

Exchange contact information with the Uber driver, other passengers in the Uber or Lyft vehicle, and any eyewitnesses to the accident. Note the details of the rideshare trip, including the driver’s photo, vehicle make and model, and the trip ID number found in your app.

Insurance and Legal Steps Post-Accident

You must contact your insurance company once your immediate medical needs are addressed. Here are the steps you should take to navigate the insurance and legal process following an Uber car accident:

Notify Insurance Companies

Washington, DC, is a no-fault insurance system. That means you’ll file a claim using your car insurance, regardless of who was at fault for the crash and whether you were driving. Your Personal Injury Protection (PIP) will pay for medical expenses and lost wages within your coverage limits.

Consult a Personal Injury Lawyer

Speaking with insurance adjusters by yourself is not in your best interest. Having a Washington car accident attorney by your side as you negotiate your insurance coverage payout will likely increase the compensation you can collect for your injuries.

File an Insurance Claim

File claims with all applicable insurance providers, including your auto insurance policy and the rideshare company’s insurance policy. If a third-party driver was involved, you may also pursue a claim against that driver’s car insurance.

Legal Proceedings

If your or the company’s insurance does not cover all your damages, you may pursue a lawsuit against the at-fault driver. This could be the rideshare driver or another driver involved in the accident.

Monitor and Document Recovery

Keep records of all your medical bills, lost income, car repair estimates, and any other accident-related expenses. Document your recovery process through doctor’s notes and progress reports.

How Long Do I Have to File a Claim After a Rideshare Accident in DC?

It’s vitally important that you keep Washington DC’s statute of limitations in mind if you’re thinking about filing a personal injury claim after a rideshare accident. According to the statute, you have up to three years from the date of the accident to file a claim to recover damages.

 

If you lost a family member in a rideshare accident and want to file a wrongful death claim with a local court, you need to do it within two years of the accident. Regan Zambri Long’s dedicated attorneys will assist you to the full extent of their abilities, whether you want to file a personal injury or wrongful death claim.

Every driver in Washington, DC, must carry personal car insurance, including rideshare drivers. DC’s minimum coverage requirements are:

Must Rideshare Drivers in DC Carry Insurance and Liability Coverage?

Every driver in Washington, DC, must carry personal car insurance, including rideshare drivers. DC’s minimum coverage requirements are:

 

  • Property damage liability: $10,000
  • Third-party liability: $25,000 per person and $50,000 per accident
  • Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident
  • Uninsured motorist property damage: $5,000 subject to a $200 deductible

If you assess an insurance plan after being involved in a rideshare accident, you might think of the driver’s personal insurance policy first. However, their policy might not cover incidents that occur when they’re transporting passengers for payment. This gap in coverage is particularly relevant when considering the ridesharing company’s insurance policy as a potential solution.

How is Rideshare Accident Liability Determined?

Determining who’s responsible for a rideshare accident depends on the specific circumstances. Did the crash involve more than one vehicle? Was the Uber driver at fault? Did the driver’s actions lead to the accident? Did the rideshare car get hit by a commercial truck, causing passenger injuries to be subject to the truck driver’s insurance company?.

Hundreds of different scenarios can play a role in a single-car accident. A Regan Zambri Long car crash lawyer will investigate the accident scene, review your medical records, obtain the police report, hire accident reconstruction experts, and work with other legal minds to determine which driver is at fault for your car accident.

What Insurance Coverage Do Rideshare Companies Provide for Accidents?

Rideshare companies like Uber and Lyft maintain commercial insurance coverage for their drivers. The coverage limits vary depending on the phase of the ride in which the accident occurred:

  • When Uber or Lyft drivers are offline, they are covered only by their car insurance policies.
  • When the driver is available for a ride request but doesn’t have a passenger in the car, Uber and Lyft offer $50,000/person and $100,000/accident for bodily injury. Property damage coverage at this stage is $25,000.
  • When rideshare drivers transport passengers, they are covered by 1 million dollars for injuries and property damage.

What are the Financial and Legal Recovery Processes?

It’s no secret that catastrophic car accidents leave the victim facing significant financial burdens. This is how you can recover compensation for damages in a rideshare accident case.

Financial Recovery Following a Rideshare Accident

Any personal injury claim aims to recoup the costs associated with your accident. This may include expenses for medical care, lost income due to missed work, rehabilitation costs, and pain and suffering.

Legal Actions Post-Accident

Although Uber and Lyft offer substantial insurance coverage, ride-sharing companies may try to lower your settlement offer or deny your claim. If that happens, your personal injury lawyer will file a car accident lawsuit against the at-fault driver or the rideshare companies. Motor vehicle accidents usually settle out of court. However, if the rideshare or insurance company refuses to play fair, our attorneys will pursue a verdict by jury.

The Regan Zambri Long Car Accident Lawyers Will Fight for the Compensation You Deserve

With this structured approach, you have a clear path toward recovering fair compensation for your injuries in a ridesharing accident. A Regan Zambri Long car accident lawyer will guide you through your claim, answer your questions, and update you on your lawsuit every step.

Our top-rated attorneys are known for their relentless pursuit of justice, with all six partners having been named on the Lawdragon 500 Leading Plaintiff Consumer Lawyers list. Their dedication and expertise have resulted in multiple verdicts of million-dollar settlements for victims of rideshare and other motor vehicle accidents. 

 

Christopher Regan, one of our partners, handled the leading local case, which set a precedent by establishing how rideshare companies can be held liable when their drivers are responsible for accidents.

 

Co-founder, VP, and senior partner Salvatore Zambri focuses on motor vehicle accident claims. Among the compensation he successfully sought for victims was a $15 million settlement. He is board certified in Civil Trial Law and Civil Trial Advocacy by the National Board of Trial Advocacy, and a member and the National Board Representative for the American Board of Trial Advocates’ DC chapter. Salvatore’s also a member of the International Society of Barristers and the American Association of Justice.

 

Choosing Regan Zambri Long is a choice for commitment, integrity, expertise, and invaluable legal support. We will assess your claim, determine liability, and build a case that results in the best possible outcome for you.

Call today for a free consultation with a leading DC personal injury attorney who will lay out your options for legal action and fight for your rights.

Contact Our DC Rideshare Accident Attorneys Today

Schedule a Free Consultation

Have you or your loved one sustained injuries in Washington DC, Maryland or Virginia? Regan Zambri Long PLLC has the best lawyers in the country to analyze your case and answer the questions you may have.

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