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Personal Injury Protection (PIP) coverage provides a critical safety net for pedestrians hurt by cars on DC streets. Pedestrians will use the car insurance’s PIP coverage to pay for medical bills and lost wages following the accident. But many pedestrians don’t understand what PIP coverage is and how it can be used to pay for your bills.
Our award-winning Washington, DC pedestrian accident lawyers have extensive experience helping injured pedestrians recover compensation through PIP claims. With nearly 200 years of combined experience, the board-certified Regan Zambri Long team has secured millions for accident victims, including significant results of $3.9 million, $2.75 million, and another $2.75 million for pedestrians struck by vehicles. Our reputation for excellence has earned more than 150 five-star Google reviews, and all six of our partners have been recognized among the Lawdragon 500 Leading Plaintiff Consumer Lawyers.
You don’t have to face insurance companies alone. Contact Regan Zambri Long today for a free consultation. We’re available 24 hours a day, 7 days a week, and there’s no fee unless we win your case.
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You can file a PIP claim even if you weren’t in a vehicle. This loss coverage applies to your medical bills and lost wages just as it would for a driver or passenger. In Washington, DC, where an estimated 23.1% of drivers are uninsured, PIP coverage plays an especially important role in protecting pedestrians from the financial fallout of accidents.
It’s important to note that if the driver who hit you doesn’t have insurance or is underinsured, PIP may still cover some of your medical costs, but it may not be enough to compensate you for serious injuries fully. In that case, you might need to explore other legal options. Talk to a DC pedestrian accident lawyer at Regan Zambri Long for a free consultation.
In Washington DC, under § 31–2406 of the DC Code, it’s required that automobile insurers offer PIP coverage. PIP is a type of car insurance that covers medical expenses and lost wages if you’re injured in a car accident—regardless of who was at fault. Here’s how PIP applies to pedestrian accidents:
For pedestrians, PIP typically covers:
If you’re injured as a pedestrian in a motor vehicle accident in DC, PIP coverage can help you get immediate financial relief.
Here’s how it works:
Remember, PIP only covers certain liability claims—medical expenses and lost wages. It doesn’t compensate for non-economic damages like pain and suffering. For greater compensation, especially with severe injuries, you’ll need to explore other legal options.
Subrogation is when one insurance company seeks reimbursement from another. For example, if you use your own PIP coverage or MedPay (another type of medical coverage) after an accident, your insurance company might try to get reimbursed by the at-fault driver’s insurance.
In Washington, DC, this process is standard in pedestrian accidents.
Here’s how it works:
While PIP coverage helps, it doesn’t cover everything, especially in severe accidents. If your bodily injuries are serious or you’ve lost significant time from work, you may need to check out other sources of compensation.
Here are some other potential options:
In catastrophic accident cases, the cost of medical treatment, rehabilitation, loss of income, and other damages can easily exceed the limits of your PIP and other insurance coverages.
If that happens, keep in mind you still have options.
File a personal injury claim: If your PIP benefits run out and your damages exceed the driver’s liability insurance, you can file a personal injury claim against the at-fault driver. This can help you recover additional compensation for your medical bills, lost wages, and pain and suffering.
Look for additional policies: Some drivers may have additional insurance coverage, such as umbrella policies, to help cover your damages. A lawyer can help investigate these options.
Consider a lawsuit: If insurance isn’t enough to cover your damages, you may need to file a lawsuit against the at-fault driver. In many cases, this can lead to a larger settlement or judgment that compensates you for the full extent of your injuries.
Pedestrian accidents in Washington, DC often lead to complex insurance claims that require precision and persistence. The attorneys at Regan Zambri Long combine three decades of experience with a deep understanding of PIP and personal injury law to protect injured pedestrians and their families. We’ve secured multi-million-dollar verdicts and settlements for pedestrians while guiding clients through complex insurance and subrogation disputes with clarity and care.
Our firm’s record includes $3.9 million, $2.75 million, and another $2.75 million in recoveries for injured pedestrians, along with ongoing litigation in high-profile corporate negligence cases such as a $60 million Amazon pedestrian lawsuit. These outcomes reflect our commitment to clients and our ability to handle the most complex injury and insurance claims in the region.
The attorneys at Regan Zambri Long are recognized nationally for their integrity, trial skill, and dedication to client advocacy. Founding partners Patrick Regan, Salvatore Zambri, and Victor Long are each board certified by the National Board of Trial Advocacy, an honor earned by only a small percentage of trial lawyers nationwide. This certification reflects a demonstrated mastery of civil trial law and a commitment to maintaining the highest standards of professional excellence.
Patrick Regan and Salvatore Zambri are also fellows of the International Society of Barristers, a distinguished invitation-only organization that brings together the best of the trial bar.
Best Lawyers has recognized three of our partners as “Lawyer of the Year” in their respective practice areas, while Super Lawyers consistently ranks multiple partners among the Top 100 Super Lawyers in Washington, DC, including Salvatore Zambri in the Top 10. Rising attorney Emily Lagan has also been named among Best Lawyers: Ones to Watch for her exceptional work in personal injury litigation.
Navigating a PIP claim can be confusing, but our firm’s resources make the process smoother. We work closely with medical and financial experts to document treatment costs, lost wages, and long-term care needs in detail. Our legal team communicates directly with insurance carriers, manages all paperwork, and ensures your claim is handled efficiently and accurately. If additional legal action becomes necessary beyond PIP, we’re ready to pursue it without delay. From start to finish, we provide the structure, clarity, and advocacy you need to recover with confidence.
If you’ve been injured in a pedestrian accident in Washington, DC, contact a personal injury lawyer at Regan Zambri Long for a free consultation today. We’re ready to help you get back on your feet and secure the compensation you need for a full recovery.
Have you or your loved one sustained injuries in Washington DC, Maryland or Virginia? Regan Zambri Long PLLC has the best lawyers in the country to analyze your case and answer the questions you may have.