Washington, DC Car Accident Lawyer

Car Accidents in Washington, DC: What Victims Need to Know

For more than 30 years, the Washington, DC car accident lawyers at Regan Zambri Long have recovered over $1 billion for car accident victims across the DC Metro Area. Our board-certified trial attorneys understand the complexities of Washington, DC law and are not afraid to fight for your compensation while you focus on recovery. As a result, Regan Zambri Long has been honored by Best Lawyers, Martindale-Hubbell, Super Lawyers, Lawdragon, and Best Law Firms for their commitment to accident victims.

Washington, DC sees more than 22,000 car accidents each year, according to the District Department of Transportation. Behind those numbers are families dealing with injuries, medical bills, lost income, and decisions they were never prepared to make. The decisions you make in the days and weeks after the crash will affect what you can recover. DC has specific laws — including a contributory negligence rule that can bar compensation entirely if you’re found even partially at fault — that make local, experienced representation critical. 

That’s where our attorneys can help. Contact Regan Zambri Long today to speak with an experienced DC personal injury lawyer. The consultation is free, and there is no fee unless we win your case.

 

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Why Choose Regan Zambri Long for Your DC Car Accident Case?

Not every personal injury firm in Washington, DC, will take your case to trial. Most settle quickly because trials are expensive, time-consuming, and uncertain. Insurance companies know which firms go to court and which ones don’t, and they negotiate accordingly.

Regan Zambri Long is a trial law firm. Our attorneys have taken complex car accident cases to verdict in DC courts and have the results to show for it, including a $20 million jury verdict for a teenager struck by a bus that ran a red light, a $15 million settlement for a client who suffered paralysis after a car accident, and a $14 million settlement for car crash victims who suffered catastrophic injuries. 

Our founding partners — Patrick Regan, Salvatore Zambri, and Victor Long — are all board-certified in Civil Trial Law and Civil Practice Advocacy. Patrick Regan holds fellowships with both the American College of Trial Lawyers and the International Academy of Trial Lawyers, distinctions held by fewer than 1% of attorneys nationwide. These are not credentials earned through years of practice — they are credentials earned through years of winning.

If you were seriously injured in a Washington, DC car accident, this is the level of representation your case deserves. Call now.

car accident in washington, dc

Common Causes of Car Crashes in Washington, DC

Negligence causes the vast majority of car accidents in Washington, DC. According to DC’s Vision Zero program, there were 5,866 car accident-related injuries in the District in 2025. Of that number, 302 victims suffered serious injuries, and 25 lost their lives. 

The most common causes our attorneys see include:

  • Distracted driving: texting and phone use are the leading cause of DC collisions, particularly on high-volume corridors like New York Avenue NE and K Street NW
  • Drunk and impaired driving: a consistent factor in nighttime crashes near Georgetown, Adams Morgan, and the U Street corridor
  • Aggressive driving: Aggressive tactics such as brake checking and tailgating are common on the Southwest Freeway and the I-295 approaches into the District
  • Failure to yield: a frequent cause of T-bone collisions at DC intersections
  • Drowsy driving: a significant factor in early morning commuter accidents
  • Defective roadways: DC’s aging infrastructure contributes to accidents; in certain cases, the District government can be held liable
  • Vehicle defects: manufacturer defects, including brake failures, tire blowouts, and steering malfunctions

Car Accident Injuries We Handle

The injuries our car accident attorneys see most often, and the ones that require experienced legal representation, are the serious ones: the injuries that change how someone lives, works, and functions long after the crash itself.

  • Traumatic brain injuries: from concussions to severe TBI requiring long-term care. MedStar Washington Hospital Center is DC’s only Level I trauma center and handles the most serious brain injury cases in the District
  • Spinal cord injuries: among the most life-altering outcomes of a car accident, often requiring lifetime medical expenses that must be accounted for in any settlement
  • Back and neck injuries: including herniated discs, whiplash, and soft tissue damage that may not fully present until days after the crash
  • Broken bones and orthopedic injuries: fractures requiring surgery, hardware, and extended rehabilitation
  • Internal bleeding and organ damage: injuries that may not be immediately apparent, which is why seeking medical attention after any serious accident is critical
  • Psychological trauma: PTSD, anxiety, and depression are recognized compensable damages under DC law
  • Wrongful death: when a car accident is fatal, surviving family members may bring a wrongful death claim under DC Code §16-2701

Contact Our DC Car Accident Attorneys Today

What to Do After a Car Accident in Washington, DC

The steps you take immediately after a car accident in Washington, DC, can significantly affect your ability to recover compensation. Here is what to do:

  • Seek medical attention first — Even if you feel fine at the scene, get evaluated. Traumatic brain injuries, internal bleeding, and soft tissue injuries often don’t present symptoms immediately. A medical record from the day of the accident is also critical evidence for your claim
  • Call the police — DC law requires you to report any accident involving injury or property damage over $500 to the Metropolitan Police Department. Request a copy of the crash report — you will need the CCN (complaint control number) for your insurance claim
  • Document the scene — Photograph vehicle damage, road conditions, traffic signals, and any visible injuries. Collect names and contact information from witnesses before they leave
  • Exchange information — DC law requires drivers to exchange names, addresses, license numbers, and insurance information at the scene
  • Be careful what you say — Do not apologize or admit any fault at the scene. Under DC’s contributory negligence rule, any admission of fault — even a casual one — can be used to deny your claim entirely
  • Contact your insurance company — Notify your insurer promptly, but do not give a recorded statement before speaking with an attorney
  • Consult a DC car accident attorney — The sooner you involve a lawyer, the better we can preserve evidence, send spoliation letters to protect surveillance footage, and protect your rights before the insurance company builds its defense
Sal Zambri, a leading car accident lawyer at Regan Zambri Long PLLC, is seen reviewing a client’s file in his Washington, DC office. Known for his strategic case preparation and deep understanding of personal injury law, Sal represents clients injured in auto collisions across the DC area. With decades of experience, he provides focused legal counsel to individuals seeking justice and compensation for serious injuries. For consultations on traffic accident claims and settlements, contact his office at (202) 937-3310.

How Our DC Car Accident Attorneys Handle Your Case

When you contact Regan Zambri Long after a car accident, here is what happens:

  • Immediate investigation: We move quickly to preserve evidence that disappears fast: surveillance footage, black box data, witness accounts, and physical evidence at the scene. We send spoliation letters to the at-fault party and relevant businesses, requiring them to preserve any evidence related to the crash.
  • Insurance company management: We handle all communication with the insurance company from the moment you hire us. You do not speak to adjusters. We document your damages, challenge lowball evaluations, and negotiate from a position backed by a track record of taking cases to trial when insurers won’t negotiate fairly.
  • Building the full damages picture: Beyond medical bills and lost wages, we work with medical experts, life care planners, and economists to calculate the full value of your claim, including future medical costs, diminished earning capacity, and pain and suffering under DC law.
  • Trial readiness from day one: We prepare every case as if it is going to trial. That preparation is what drives serious settlement offers. If an insurer refuses to pay what your case is worth, our board-certified trial attorneys take it to court.

There are no fees unless we win. We offer free consultations 24 hours a day, seven days a week.

DC Car Accident Laws and Insurance Rules

Washington, DC has several laws that directly affect what you can recover after a car accident — and how insurance companies will approach your claim. Understanding them before you talk to an insurer is critical.

Personal Injury Protection (PIP)

DC gives drivers the option to elect Personal Injury Protection coverage, which covers medical expenses and lost wages regardless of who was at fault. What most people don’t know is that electing PIP may limit your right to sue the at-fault driver for additional compensation. This is a decision with real consequences, one worth discussing with an attorney before you make it.

DC Minimum Insurance Requirements

DC law requires drivers to carry minimum liability coverage of $25,000 per person, $50,000 per accident, and $10,000 for property damage. In serious injury cases, these limits are often inadequate, which is why uninsured and underinsured motorist coverage matters.

Uninsured and Underinsured Motorist Coverage

If the at-fault driver carries no insurance or insufficient coverage to compensate your injuries, your own UM/UIM policy becomes your primary source of recovery. DC law requires insurers to offer UM/UIM coverage. Our attorneys handle UM/UIM claims regularly and know how to maximize recovery when the at-fault driver’s coverage falls short.

DC's Contributory Negligence Rule

Washington, DC is one of only four jurisdictions in the United States that still follow pure contributory negligence. Under this rule, if an insurance company or jury finds you even 1% at fault for the accident, you may be barred from recovering any compensation — regardless of how seriously you were injured or how reckless the other driver was.

Insurance adjusters in DC know this rule and use it deliberately. They look for any evidence of shared fault — a lane change, a yellow light, a momentary distraction — to invoke the contributory negligence bar and deny your claim entirely. It is one of the primary tactics used to avoid paying what injured victims are owed.

Regan Zambri Long’s attorneys have litigated DC car accident cases under contributory negligence for more than 30 years. We know how adjusters build these arguments, and we counter them from the moment we take a case.

How Long Do You Have to File a Car Accident Claim in DC?

Under DC Code §12-301, you have three years from the date of the accident to file a personal injury claim in Washington, DC. Missing that deadline typically means losing your right to compensation entirely, regardless of how strong your case is.

There are important exceptions:

  • Wrongful death claims. DC Code §16-2702 sets a separate two-year statute of limitations for wrongful death cases, running from the date of death.
  • Claims against the DC government or WMATA. If your accident involved a government vehicle, a DC bus, or a Metro train, you may be required to file a formal notice of claim within six months of the accident. Missing this notice deadline can bar your claim before the three-year statute even becomes relevant.
  • Injuries with delayed onset. In certain cases, the statute of limitations clock starts when the injury is discovered rather than when the accident occurred. This is known as the discovery rule and applies in limited circumstances.
  • Minors. The statute of limitations is generally tolled until a minor turns 18, at which point the three-year clock begins.

The safest approach is to contact an attorney as early as possible. Evidence disappears, witnesses become harder to locate, and surveillance footage is routinely deleted within 30 to 60 days.

Types of Car Accidents We Handle in Washington, DC

Regan Zambri Long handles all types of car accident cases in Washington, DC, including:

  • Head-on collisions — among the most catastrophic accident types, frequently resulting in fatalities or permanent disability
  • Rear-end accidents — the most common collision type in DC, often causing whiplash, herniated discs, and traumatic brain injuries despite low-speed impacts
  • T-bone and intersection collisions — side-impact crashes at DC intersections, frequently caused by red light violations or failure to yield
  • Hit and run accidents — when the at-fault driver flees, uninsured motorist coverage and prompt evidence preservation become critical
  • Rollover accidents — high-fatality crashes involving ejection risk and severe head and spinal trauma
  • Rideshare accidents — Uber and Lyft accidents involve complex insurance layering that requires experienced handling
  • Bus and WMATA accidents — collisions involving DC Circulator, Metrobus, or WMATA vehicles require navigating government claims procedures with strict notice deadlines
  • Truck accidents — commercial vehicle collisions involving federal FMCSA regulations and multiple liable parties
  • Pedestrian accidents — DC’s urban density makes these among the most serious and frequent accident types in the District
  • Wrong-way driver accidents — often involving impaired drivers, these collisions frequently result in catastrophic or fatal injuries
  • Multi-vehicle accidents — complex liability cases involving multiple insurance companies and competing fault claims
insurance underpaid claim in DC car accident case

Frequently Asked Questions About Car Accidents

How Much is My DC Car Accident Case Worth?

The value of a car accident case depends on the severity of your injuries, the clarity of liability, the at-fault driver’s insurance limits, and the long-term impact on your health and earning capacity. Our attorneys calculate the full value of your claim before any settlement negotiations begin.

What If the Other Driver Was Uninsured?

If the at-fault driver carries no insurance or insufficient coverage, your own uninsured or underinsured motorist policy becomes your primary source of recovery. DC law requires insurers to offer UM/UIM coverage. Our attorneys handle these claims regularly.

How Long Does a Car Accident Settlement Take?

It depends on the complexity of the case and whether the insurance company negotiates in good faith. Straightforward claims can be resolved in a few months. Cases involving serious injuries, disputed liability, or uncooperative insurers can take longer, particularly if litigation becomes necessary. We move cases as efficiently as possible without settling for less than they are worth.

Should I Talk to the Insurance Company After My Accident?

Not before speaking with an attorney. Insurance adjusters are trained to minimize payouts. Anything you say, including casual statements about how you feel or what happened, can be used against your claim. Contact Regan Zambri Long before giving any recorded statement.

How Much Does It Cost to Hire a DC Car Accident Attorney?

Nothing unless we win. Regan Zambri Long works on a contingency fee basis — no hourly fees, no upfront costs. Our fee is a percentage of what we recover for you.

Contact a Car Accident Lawyer at Regan Zambri Long Today

When you hire an experienced car accident attorney at Regan Zambri Long, you hire someone to be your advocate. With almost 30 years of experience in car accident litigation in Washington, DC, we have achieved multi-million dollar settlements and verdicts for our clients.

Remember, you have only three years to file a lawsuit in the District of Columbia; missing that deadline typically means losing your right to compensation entirely. We do not charge a fee unless your case is settled. Call today to learn how Regan Zambri Long can help.

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