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Many people experience firsthand the disconnect between the insurance policy they purchased and the policy as it applies to a claim. When your insurance company denies your claim or won’t make a fair payment, a Washington DC bad faith insurance lawyer from Regan Zambri Long can help.
When an insurance adjuster offers a payment that is substantially less than you deserve or wrongfully denies a claim, your insurance company is acting in bad faith.
Insurance companies must be held accountable for bad faith practices. Call Regan Zambri Long’s Washington, DC bad faith insurance attorneys today for a free consultation to discuss your legal options.
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You expect your insurance company to uphold their end of the insurance contract – you pay the company a premium for coverage and in turn, they financially compensate you in the event of an accident or disaster. After a car accident, a house fire, a slip and fall accident, or a medical error, the last thing you and your family need is a bad faith insurance case. Let Regan Zambri Long’s DC lawyers handle your legal claim while you deal with your physical injuries, property damage, and other losses. Call today to schedule your free consultation.Â
Bad faith is when an insurance company fails to meet its contractual obligations to a client, often by refusing to pay a policyholder’s legitimate claim or failing to investigate the policyholder’s claim within a reasonable period of time.
Bad faith occurs across all insurance types, including homeowner’s insurance, auto insurance, business insurance, health insurance, and disability insurance.
Typically, your injury lawyer will deal with your insurance company on your behalf. If you started a claim without legal representation, hiring a Washington, DC bad faith insurance law firm is your best chance for recovering the compensation you are due. Regan Zambri Long will review your situation to determine whether your insurer failed to uphold your policy. Call our law office today for a free case evaluation.
Washington, DC insurance companies are typically involved in two types of claims: first party and third party.
A company acting in good faith will investigate your claim and pay all reasonable and eligible costs, or offer a clear, valid reason for denial.
Insurance companies acting in bad faith often procrastinate and confuse the case until clients give up on the claim.
A first party claim is filed by you, the insured. If you are involved in a single car accident and file a claim for property damage to your car, it is a first party claim.
Your insurance company has a duty to promptly investigate and process the claim. It will then offer a reasonable settlement or include a written explanation for a denial, according to the terms and conditions of your policy.
A third party claim is brought by someone other than the insured. If someone sues you for a slip and fall accident on your premises, it’s a third party claim.
Your insurance company has the duty to defend you against the claims brought by the third party. If the third party is owed a settlement, your insurance company has a duty to indemnify or pay settlement.
If you believe your insurance company handled your first or third party claim in bad faith, call Regan Zambri Long today. Our attorneys can review your situation and explain your legal options.
Insurance companies are for-profit companies that are always looking to lower costs. Denying a claim to avoid paying the policyholder or the third party the money that is owed is one way insurance companies pad profits. Some common bad faith tactics include:
If any of these sound familiar to your case, contact the Regan Zambri Long bad faith insurance lawyers today. They will confirm whether your insurance company’s actions are in bad faith. We will guide you through the claims process to secure the financial compensation you deserve.
AllenProving a bad faith claim can be complicated. To prove the insurance company acted in bad faith, your bad faith insurance lawyer will prove that your insurance provider refused to compensate you for a loss covered by your policy. Your lawyer will need evidence that the insurance provider denied your claim without investigation, delayed your claim, offered less money than the claim was worth, or otherwise acted in bad faith.
When you hire Regan Zambri Long, our bad faith insurance attorneys collect documentation of your entire claims process, including:
Every time you speak with an insurance representative on the phone, take down the representative’s full name. Note the date and time of each conversation you have with the company. A paper trail will be extremely helpful in a bad faith insurance case, so ask your provider to confirm everything in writing.
Not every denial is done in bad faith. Regan Zambri Long offers free consultations to prospective clients: you will have the opportunity to sit down with a seasoned bad faith insurance lawyer and discuss the aspects of your case. They will offer expert legal advice on whether you have a legitimate bad faith claim. Call today for your free consultation to get the process started.
Your Regan Zambri Long bad faith insurance attorney will work to secure damages from your claim, including:
Finding the best lawyer to represent your case can be challenging, but expert legal representation is your best chance for full compensation.
Regan Zambri Long’s bad faith insurance lawyers have over 100 years of combined experience and knowledge of DC law and insurance policies. Suing a large insurance company is intimidating, but it is unjust for your insurance company to put profits over people. Your bad faith insurance lawyer will work tirelessly recover the compensation you deserve.
Regan Zambri Long works on a contingency fee basis so you don’t have to wonder how much our injury lawyers charge. You won’t pay any legal fees until we win your case.
If you believe your insurance company has acted in bad faith, call Regan Zambri Long. Our Washington, DC bad faith insurance attorneys will review your case and help you move forward toward justice.
You want the help of a seasoned bad faith insurance attorney when filing a bad faith insurance claim. Your lawyer will:
The rights of DC policyholders, regardless of what coverage was purchased, are:
Your best defense against bad faith insurance claims is documenting everything. Keep a log of every conversation you have with your insurer, including the name of the representative, and time and date.
Fully understanding your policy also protects your rights. Purchase a policy from a reputable insurance company and make sure you understand it before signing or making a payment.
Every DC bad faith insurance claim depends on the details of the case. A thorough case evaluation is necessary before valuing a case. However, claims can range from thousands of dollars to hundreds of thousands, depending on the severity of your accident and the impact of the bad faith.
Washington, DC law sets a three-year statute of limitations on bad faith insurance claims. How long your specific case takes depends on the willingness of your insurance company to pay the restitution you deserve.
Have you or your loved one sustained injuries in Washington DC, Maryland or Virginia? Regan Zambri Long PLLC has the best lawyers in the country to analyze your case and answer the questions you may have.