But, unfortunately, that’s precisely what happens. The insurance company is eager to settle the claim quickly, and it usually starts the investigation right away. As a result, the insurance company may offer a lower settlement than you deserve because you haven’t had the chance to calculate just how much the accident will cost you.
You may feel anxious about dealing with the insurance company. And that is why it’s so essential to hire a truck accident lawyer right after your accident to let them take care of the insurance company so you can concentrate on the healing process.
An accident with a tractor trailer is much different than getting into a car accident. Since a truck weighs almost 20 times the weight of an average passenger car, the injuries you sustain will be much more catastrophic. That means you will be dealing with a lengthy recovery period and facing substantial medical bills and missed time from work. In addition, it will take an expert to know how much your claim is worth, so you know if the settlement offered by the insurance company will cover the damages.
Since a truck accident has such devastating consequences, the insurance policy on these vehicles is larger than an average car policy. And knowing how distracted you will be with your injuries, the insurance company will try to get you to settle right away for much less than your claim is worth.
Since commercial trucks face different risks on the roads than that of a passenger vehicle, the Federal Motor Carrier Safety Administration requires truck owners to carry a minimum amount of public liability insurance that ranges between $750,000 and $5 million, depending on what materials they are transporting. Truck owners may also carry additional insurance, such as:
Once you hire our truck accident lawyer, we will take care of the insurance company as you start the healing process. We will speak on your behalf with the insurance company, but we will explain the claims process to you to understand what is going on with your claim.
If you do speak with the insurance company before getting a chance to speak with or hire one of our truck accident lawyers, remember that what you say could affect the outcome of your claim. The insurance company will use anything you say to deny your claim, so you need to be careful. Keep these helpful tips in mind:
Remember that you are not legally obligated to speak to an adjuster from another insurance company, only your insurance representative. The insurance adjuster may repeatedly try to contact you to pressure you into talking with them, but you can ignore the adjuster and let your truck accident attorney from Regan Zambri Long PLLC handle it.
Know this, the insurance company does not want you to hire a truck accident lawyer. The adjuster will do whatever they can to convince you that you won’t need an attorney for your claim. But if you suffered severe injuries following an accident, you need someone to protect your rights following a truck accident. So is it worth hiring a truck accident lawyer?
By hiring a truck accident attorney in Washington, DC, you will have someone in your corner getting the compensation you need to cover all current and future damages you’ve sustained. Regan Zambri Long can help in the following ways:
If you were injured in a truck accident in the DC Metro area, your primary concern should be recovering from the accident, not dealing with the insurance company. Truck accident insurance policies can be highly complex. Don’t deal with it alone.
Our truck accident lawyer can help you with the insurance company and a fair settlement for your injuries. Contact Regan Zambri Long PLLC today for a free consultation. You do not pay a fee until we win your case.