Maryland, with its rich history, diverse landscapes, and its bustling urban centers, has seen a surge in the modern conveniences of today’s digital age. Chief among these is the rising popularity of rideshare platforms like Uber.
As Marylanders increasingly embrace this mode of transportation for its convenience and accessibility, there’s an undeniable intersection occurring: the increased frequency of Uber rides and the inevitable rise in accidents involving Uber.
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Being involved in an Uber accident can be traumatizing and overwhelming. Besides coping with physical injuries and property damage, you must also face an incredibly large insurance company. The good news is that you don’t have to go through this alone.
The Uber accident lawyers at Regan Zambri Long are here to help. We offer a free consultation to new clients where you will speak with an experienced Uber accident attorney who will guide you through the claims process. Call today so we can file a claim and recover the financial compensation you deserve.
Since the start, Uber has rapidly transformed the transportation landscape of many states, and Maryland is no exception. The company was launched in Baltimore in 2013. It quickly expanded to other parts of the state and served people living in the city and people living in suburban areas. As of 2020, there were approximately 30,000 active Uber drivers in Maryland.
Rideshare accidents have distinct characteristics that set them apart from regular car accidents. Most importantly, the layers of insurance and liability complexities are more complex in an Uber car accident.
In a standard car accident, the at-fault driver’s insurance coverage usually bears the responsibility for damages. However, in an Uber accident, multiple insurances might come into play:
This web of insurance policies introduces challenges in determining which one should be brought forth in the Uber accident case.
Liability can be a complicated issue, as well. While an Uber driver might be at fault, the question arises whether Uber, as a company, shares in this liability. This is a particularly important question if the driver was “on the clock” or using the app during the accident. These distinctions also affect how victims of the accident – whether they are passengers, drivers, or third parties – pursue compensation. Issues can arise when drivers, believing they’re covered by Uber’s insurance, find gaps in coverage, especially if they were not carrying a passenger or en route to one at the time of the accident.
The nuanced nature of Uber accidents requires an understanding that goes beyond traditional car accident dynamics. This is why it is so essential to have a Maryland uber accident attorney by your side. We can help you navigate the complex legal world in an efficient and successful manner.
Maryland’s legal landscape provides a framework that ridesharing services, including Uber, need to operate within. A critical piece of legislation impacting rideshare services is the Maryland Transportation Network Company Act. It lays out the responsibilities and requirements for rideshare companies in terms of insurance, background checks, and more.
Other legal issues an Uber passenger must think about in Maryland is liability and Maryland’s contributory negligence laws.
Uber provides a $1 million liability insurance policy to its uber drivers. However, accessing this coverage isn’t always straightforward. Some personal insurance policies may have exclusions for ridesharing, complicating matters for the driver. Moreover, determining fault can be more challenging, with multiple parties involved and potential disputes between personal insurance and Uber’s policy. The parties that can be found at fault of the car accident are:
Maryland operates under a strict contributory negligence rule, which is especially pertinent for an Uber car accident. Under this doctrine, if an injured party is found even 1% at fault for their injuries, they are barred from recovering damages from other at-fault parties.
This can pose significant challenges for passengers, drivers, or third parties seeking compensation after an Uber accident. The doctrine underscores the importance of thorough investigations and potential complexities in multi-party accident scenarios.
Uber’s insurance policy intricacies often create confusion for both drivers and passengers. At its core, Uber provides a tiered insurance system based on the driver’s activity. When a driver is off the clock, meaning they aren’t logged into the Uber app, their personal auto insurance is the primary coverage. Personal auto insurance typically covers accidents during personal use, without the commercial aspect of ridesharing.
The nuances arise when the driver logs into the app. From the moment they’re online waiting for a ride request until they accept one, a limited liability coverage by Uber kicks in, but it’s secondary to the driver’s personal insurance. Should the personal policy not cover an accident during this period, Uber’s might step in. However, once a ride has been accepted and until the passenger is dropped off, Uber’s $1 million liability coverage becomes primary.
Different scenarios complicate the insurance landscape:
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Uber’s commitment to safety has grown over the years, with Maryland being a focal point for implementing and refining different initiatives. In Maryland, before being onboarded, Uber drivers undergo thorough background checks, including a review of their driving and criminal records.
Additionally, they are offered continuous training modules that emphasize defensive driving, recognizing and managing fatigue, and handling emergencies. These measures aim to ensure that every ride is not just convenient but also safe for both the driver and the passenger.
For passengers, Uber has incorporated several safety features within the app. Features like “Share My Trip” allow passengers to share their route and estimated arrival time with loved ones. The in-app emergency button connects directly to local authorities, providing an added layer of security. Moreover, passengers are encouraged to:
If you find yourself involved in an Uber accident in Maryland, quick and informed action is crucial. Here are essential steps to follow:
Finally, calling a Maryland Uber accident lawyer at Regan Zambri Long can help ensure fair compensation. Our accident lawyers can help you recover compensation for medical bills, lost wages, property damage, pain and suffering, and wrongful death.
While you focus on your recovery, we’ll get to work building a solid case that will secure your financial future. Call today for your no obligation consultation.